Overview
In This Section |
This section contains the following topics:
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1. Eligibility for Loan Guaranty Benefits
Introduction |
This topic contains information on the eligibility requirements for loan guaranty benefits, including information on
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Change Date |
May 22, 2015
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IX.i.5.A.1.a. General Veteran Eligibility Requirements |
Generally, a Veteran is eligible for Department of Veterans Affairs (VA) home loan benefits if he/she served on active duty in the Army, Navy, Air Force, Marine Corps, or Coast Guard after
September 15, 1940, and was discharged under conditions other than
dishonorable after
Two years of service is required for Veterans who
Exception: Veterans with less than two years of service are eligible if they complete the full period of active duty to which they were called or ordered. This period of service must still be at least
Note: Cases involving an other-than-honorable (OTH) discharge will usually require further development by VA.
References: For more information on
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IX.i.5.A.1.d. Eligibility for a Veteran’s Spouse |
Some spouses of Veterans may have home loan eligibility. They include:
Effective August 6, 2012, surviving spouses also have home loan eligibility, perPublic Law 112-154, if a Veteran died from non-service-connected causes but was
Additionally, the surviving spouse must
Note: If the Veteran had a prior qualifying period of active duty, then died due to disability(ies) incurred or aggravated during a subsequent period of active duty for training, or inactive duty training, the service requirements for loan guaranty benefits are considered met, per Op. G.C. 1-67
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2. Loan Guaranty Service Responsibilities
Introduction |
This topic contains information on the responsibilities of the Loan Guaranty Service, including information on
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Change Date |
May 22, 2015
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IX.i.5.A.2.a. Requesting a COE |
The RLCs are responsible for processing both paper and electronic COE applications.
The addresses and telephone numbers of the RLCs may be found in the Veterans Information Portal.
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IX.i.5.A.2.b. Initial Actions Upon Receipt of an Application |
There are two basic loan guaranty applications
After receiving a paper application or a request for a COE through eBenefits, the RLC may request a statement concerning the claimant’s basic eligibility from the
Refer to the table below to determine the location responsible for issuing the eligibility determination to the RLC.
Note: For Veterans, the VSC must resolve any COD issues and determine if the discharge was due to an SC disability.
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IX.i.5.A.2.d. Notification Responsibility |
The RLC informs the claimant of the outcome of the eligibility determination.
References: For information on handling a
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3. VSC and PMC Responsibilities for Eligibility Determinations
Introduction |
This topic contains information on the responsibilities of the VSC or PMC including information on
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Change Date |
March 11, 2019
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IX.i.5.A.3.a. Eligibility Determinations for Veterans |
The VSC in the RO having custody of the claims folder makes the following determinations regarding Veteran claimants, as requested by RLCs:
References: For more information on
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IX.i.5.A.3.c. Development for Certification Purposes |
Use the table below to determine what action to take to develop a case for certification purposes.
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IX.i.5.A.3.e. Instructions for Preparing the Rating Decision |
Prepare the rating decision in the Veterans Benefits Management System – Rating by selecting Other for CATEGORY, and Ancillary Benefits for SUBJECT. This will generate the statement “Eligibility for loan guaranty benefits [is][is not] established” in the Codesheet.
Important: Do not make the rating decision for loan guaranty benefits a part of any other rating decision.
Note: A copy of the rating decision will only be furnished to the RLC upon request. The VSC will update the corporate record, as appropriate, to show that the Veteran was released or discharged from service because of a disability.
Reference: For more information on preparing memorandum ratings based on a review of available medical evidence for separating service members, see M21-1, Part III, Subpart i, 2.C.9.d.
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IX.i.5.A.3.f. Making Basic Eligibility Determinations |
Use the table below to make basic eligibility determinations.
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IX.i.5.A.3.g. Providing Certification |
If basic eligibility is shown, and the application is made by the
Notes:
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3-11-19_Key-Changes_M21-1IX_i_5_SecA.docx | May 19, 2019 | 50 KB |
Historical_M21-1IX_i_5_SecA_5-22-15.doc | May 19, 2019 | 123 KB |
Transmittal-M21-1MRIX_i_5_TS.doc | May 19, 2019 | 59 KB |
in Chapter 5 Loan Guaranty Benefits, Part IX Ancillary and Special Benefits, Subpart i Ancillary Benefits
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